Blog

5 Reasons to Never Accept an Insurance Settlement Without Talking to a Personal Injury Attorney

If you’ve been injured in an accident then there’s a good chance that an insurance company is going to offer you a settlement. They can be persuasive and can make it seem as though their offer is a take-it-or-leave it option. The truth is that any time you’re offered an insurance settlement, whether it’s for dog bite, a car accident, or anything in between, you should consult with a personal injury attorney like Law Offices of Fernando D. Vargas. Here are five reasons why.

  1. The insurance company isn’t on your side

  2. Many people we work with are shocked to learn that most of the time, insurance companies in California are under no obligation to represent your best interests – even when it’s your own insurance company. Their one and only priority is to their shareholders. This is true of all types of insurance, form homeowner’s to medical insurance. Don’t assume that the insurance company is offering you a good deal without first call us at 909-982-0707 for a free case evaluation.

  3. Insurance companies are likely to start with a low number

  4. You may see the settlement amount and think it seems reasonable but remember that there are a lot of difficult ways to determine damages and the insurance company is likely using a method that results in the least payment to you. This is how many people end up agreeing to a lot less than they’re entitled to.

  5. You likely don’t know what your damages are yet

  6. It’s common for people who’ve been involved in a car accident to think in the days following the accident than they’re just fine, only to find out days or weeks later that they actually were injured. This is true of both physical injuries and damage to property. This is why we never encourage our clients to rush into a settlement before we’ve determined with certainty what the injuries and damages really are.

  7. You’ll be limiting your options

  8. Have you ever wondered why these insurance companies are offering you a settlement? It’s simple: It saves them money. In most cases, accepting a settlement requires you to sign a document that you have no right to sue in the future.

  9. There’s no financial risk to you to take on a personal injury case

  10. If you decide to pursue a personal injury case, you can do so with no financial risk. At Law Offices of Fernando D. Vargas, we start with a free case evaluation. All you have to do is give us a call at 909-982-0707 and we’ll get started. If we decide you have a case and you want to move forward, then we’ll take your case on a contingency basis – which means you won’t owe us a penny until we get a settlement for you. In the event that there is no settlement, you owe us nothing.

If you’re ready to move forward and find out what your options are then we encourage you to call us today at 909-982-0707.