There is no question that begin involved in a car accident can be very expensive for everyone involved. If someone else was at fault for the accident, then you may be able to get compensation for damages from them. But you may wonder: Is it always necessary to file a lawsuit? The short answer is no. Read on to find out more about this topic. If you want to talk to a personal injury attorney and get a free legal consultation, contact Law Offices of Fernando D. Vargas at 909-982-0707 today.
Insurance Companies Pay Out the Majority of Damages After an Accident
In most cases, the insurance company of the at-fault party is going to be the one who compensates you for injuries related to the car accident. You will start by filing an insurance claim with said insurance company. If the at-fault driver does not have insurance, or if they do not have enough insurance to cover your damages, then you may file a claim under your own uninsured or underinsured motorist policy.
The Insurance Company is Not Going to Be Eagar to Pay Your Claim
It is common for insurance adjusters to seem nice but in reality their job is to try and reduce damages their employer pays out. They are going to look for ways to deny your claim. For this reason, make sure that you notify the insurer as soon as you can and that you submit your claim within a reasonable amount of time after the accident.
After your claim has been submitted, the insurance company will review it. If they feel the evidence is clear that their driver was at fault, they will likely offer a settlement. You can be sure that this will be for much less than you deserve. You have the right to deny their settlement offer and to offer your own. You may negotiate with the insurance company until you agree on a fair amount.
A Personal Injury Attorney is a Crucial Part of Filing an Insurance Claim
While you are not required by law to have a personal injury attorney involved in your case, you are much more likely to get a more reasonable settlement. At Law Offices of Fernando D. Vargas, we have access to resources you do not have, such as historical data on how much certain injuries are worth, and the testimony of expert witnesses. We know what a case is worth and how to get it from the insurance company.
In the event that the insurance company does not agree to a fair settlement, then a lawsuit may need to be filed. As you can see, there are many steps before you get to this point. If you have been injured and want to know what your options are, then we recommend you contact Law Offices of Fernando D. Vargas at 909-982-0707 now for your free legal consultation.
