If you were hurt in a motorcycle accident in California, you will probably have medical costs to cover. When someone else causes an accident, you can be confused about who is liable for covering your costs or how, if you do not have health insurance, you will be able to get treatment. To schedule a free legal consultation with one of our attorneys, call Law Offices of Fernando D. Vargas at 909-982-0707 after reading on for the solutions to these and other problems.
It is possible that someone else will be obligated to cover your medical expenses
If the other person breached their duty of reasonable care to you, they are liable for your medical costs as well as any additional damages brought on by your injuries. However, they are unlikely to pay for your medical bills right away after your injury. Instead, as you wait for your personal injury claim to settle or proceed through the legal system, you will need to figure out how to pay your costs.
A number of factors will decide the most beneficial way to cover your interim expenses. You might have health insurance that will pay for the cost of the bills. If you meet the requirements, a government program like Medicare or Medi-Cal can be accessible to you. Your insurance coverage for renters’ or homeowners’ insurance may include coverage for your accent.
Receiving medical care if you lack health insurance
If you do not have health insurance and your family’s income does not exceed 350 percent of the federal poverty line, the hospital must work with you to come up with a reasonable payment arrangement. Providers might also agree to a medical lien, in which they provide care and are paid back from the settlement money from your personal injury lawsuit.
Use your private insurance if you have it
Injured parties occasionally ponder whether obtaining a medical lien is preferable than relying on their insurance to cover the bills. No, in the vast majority of cases. You should be aware that if you choose a medical lien, you will be responsible for paying the full amount and will not have any leverage during negotiations. If you use your private health insurance, the hospital cannot charge you more than the agreed-upon amount.
Due to the Affordable Care Act, there is no lifetime maximum or annual cap on the amount you can claim if your private insurance coverage started after 2014. Additionally, you will often have a wider range of providers to choose from if you use your private health insurance coverage.
Please get in touch with us as soon as possible if you have any queries about resolving your case
Law Offices of Fernando D. Vargas is ready to help you with any legal issues you may have. Call us at 909-982-0707 right away to speak with us about your options. Whether you have a case to pursue legal action or not, it is still beneficial to consult a lawyer who can respond to your inquiries.
